CC-DebtConsolidation.com - Credit Card Debt Consolidation Advice

In a recent survey of credit card holders, 34% did not know the annual percentage rate (APR) charged by their credit card company. Defined as the annual charge for borrowing the banks money, the APR includes interest and other fees that the credit card company charges the cardholder for making purchases. Credit card companies are [...]

Interest is the price the consumer pays to borrow money. Credit card interest rates are typically higher than the interest rates of conventional loans. According to information compiled by Bankrate.com, current credit card interest rates vary from 7.16% for a Capital One Personal Platinum MasterCard to 20.65% for an Orchard Bank Platinum MasterCard. Companies charge [...]

In the 1950’s, American Express and Diners Club introduced the “charge” cards so that individuals could make purchases throughout the month without carrying large amounts of cash around. Only a few people had these cards and only a few restaurants and retailers accepted them for purchases. Cardholders did not use the cards to pay for [...]

Credit Card Debt Help Online
There are a few places to look when trying to find credit card debt help. The most popular place is the internet. There are many web sites for people who need help in getting out of debt. These sites are made available by government agencies, private companies, and even credit card [...]

It’s common to hear of people using home equity loans to help pay off higher-interest loans and credit cards. However, if the idea of taking on yet another loan isn’t an option, refinancing your mortgage for a “cash-out” may be a good option.